This one has just recently come to my attention. It may be a new scam.
A summons server shows up at the door with a summons, which says a lawsuit has been started against you. It’s a little scary. It gives you a couple of options, which turn out to be bogus.
In order to be legitimate, a court document must have a CAUSE number, which is a simple number to the right of the place where is says Joe Blow vs John Doe. If there is no cause number on the form, there is no lawsuit.
This is a very scary tactic to get you to contact the collector and set up a payment plan. They probably don’t actually believe that they can win in court, and are just scamming you.
Just send the collector a certified letter, asking them for the cause number, so that you may properly answer the summons. That will most likely be the end of the matter.
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