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New Credit File

In “The Black Book Of Credit Repair And Dealing With Debt Collectors,” there is a section about establishing an entirely new credit file. There are detailed instructions about how you can do it yourself. There is also a reference to a service we used to offer to let attorneys do it for you. But, there are some problems with that process, because of scammers. So, we no longer offer this service.

However, what it refers to, is establishing an entirely new credit file as a business with tradelines to establish an excellent credit rating. This is something which is legal, but many of the people, or attorneys, who offer it are not legitimate. Lots of scamming going on in that area. You can look it up on Google. Before you select a firm to work with, make sure you do a thorough search for their name+scam.