Credit Repair – Do It Yourself

Why would you pay someone else to repair your credit, when you can do it better and faster?

Did you know that “ALL UNVERIFIABLE” negative entries on your credit report must be removed, whether they are correct, or not?

From The Federal Trade Commission
“Credit repair services have been a big problem for consumers. Credit repair firms typically charge hundreds of dollars for their ongoing services, but don’t deliver on their promises.”

I know that it is true, because it happened to me in the early 90′s after a nasty divorce and bankruptcy. What a joke those so called credit repair guys were.

BUT: I can show you how to repair your own credit, fast and easy: Guaranteed. I will also show you how to ELIMINATE debt collectors from your life.

You will learn the legal secrets that credit bureaus and bill collectors “do not want you to know!”

“The Black Book Of Credit Repair And Dealing With Debt Collectors” contains the most powerful strategies ever released in the US. No attorney or credit repair firm would even admit some of these strategies exist, let alone using them on your behalf. That’s why it’s best to “DO IT YOURSELF!”

Collection Agencies and Collection Attorneys are true scammers. They lie, cheat, and steal to scam you out of your money. They rely on the fact that most people DO NOT know the LAW, and they cannot afford an attorney! The truth is that they really don’t have any teeth to do anything to you.

Did you know that if you, or someone you know, has defaulted on a credit card debt, it is illegal for any company to purchase evidence of that debt, and try to collect from you? Yet, bill collectors have thousands of these bogus debts that they are trying to collect. Credit cards are continuing offers to contract. As such, the debt cannot be sold to another company.

SPECIAL NOTE: If a summons deliverer shows up at your door with a summons from a collection agency or collection attorney, saying that a suit has been filed against you, take a look at the top right to see if there is a CAUSE number. If there is no cause number, there is no suit. It looks legal, but it’s bogus, but they do that to scare people.

Did you know that there are legal strategies that quickly stop debt collectors dead in their tracks, and in some cases even voiding the alleged debt

Some of the breakthrough strategies you are about to discover:

* You will learn why it is ETHICAL to remove bad credit from your file.

* A simple way to use debt validation to repair anyone’s credit. This method is all that most people will ever need to easily repair their credit.

* How to use identity theft to remove negative entries from your credit report. This is an extremely powerful strategy.

* How to use small claims court to get negative credit entries removed. Usually, you won’t have to say a word. This is another extremely powerful strategy

* Three step by step methods to change your current “CREDIT IDENTITY.” You can create an entirely new credit file, and leave your old problems behind! For some situations, this strategy may not be 100% legal. But, everyone’s situation is different, and some people desperately need something like this.

* This book will show you how to easily STOP debt collectors dead in their tracks, and eliminate them from your life, sometimes even entirely voiding the alleged debt.

* When debt collectors violate your due process rights, they open the door to serious legal consequences, including voiding any legal proceedings against you, including Mortgage Foreclosure.

* The costly legal consequences for debt collectors when they violate your due process rights, and what those rights are. It happens frequently. You will know when it is happening and how to easily get $1000 for each violation.

* There are several dispute letter templates, including templates for special situations, that you can use to ruin a debt collector’s entire week, maybe even causing him to find a new career field. These templates alone are worth well over $200. You would pay more than that for just one of them if you were to have an attorney write it for you.

* A summary of The Fair Debt Collections Act, with references to court cases, which you can use for reference.

* From the Fair Trade Commission – Knee deep in debt. You will learn how the FTC recommends that you deal with overextended credit, rather than hiring an expensive credit service.

* Out of work? How to Deal with Creditors. Loss of income is a common reason for people to get behind on payments, and damage their credit rating. It doesn’t need to happen.

* FTC Consumer alert – Time Barred Debts. There is a statute of limitations for collecting debts. Creditors often try to collect after the legal time period. Never expect them to tell you that the stature of limitations has expired. You can pay if you wish, but you don’t have to.

* The Fair Credit Reporting Act of 1971. It is good to have the laws at your fingertips.

* Consumer Handbook to credit protection laws. A good reference to have.

* Divorce and Credit . You need to know what steps to take in the event of a divorce, to maintain your own credit in good standing, and not be burdened with your ex’s credit problems.

* Bankruptcy – my own experience. I can personally tell you that bankruptcy is not the end of life. What’s more, there are some things you need to know about the process itself, which can greatly help you if ever need to declare bankruptcy.

It is possible to zero out balances on Visa and Master Cards. If you need to eliminate unsecured debt, I can put you in touch with people who do that.

If you would like us to write credit repair, or debt collector letters for you, just drop us a note about your situation and we will give you a quote for that.

Click on the Black Book Of Credit Repair And Dealing With Debt Collectors in the column for full details.